Painting Walls 101

22 Mar 2019 · by Virtual Results PubSub

Painting Walls 101

Whether you’re staging your Loft to sell or updating the look of a Loft you just purchased, chances are you’ll be painting some walls. While painting seems easy, there are some steps you should take to make sure the finished product is one you’ll be happy with. Follow these tips to get a flawless finish that even a professional would be proud of.

Step 1 – Clean and Prep

One of the best ways to ensure a great paint job is taking the time to thoroughly prep. Start by cleaning all the walls with warm water and a little soap. This is especially important when painting bathroom or kitchen walls, as they can be coated with a layer of grease that may not be immediately obvious. Once you’ve cleaned, move furniture away from the walls and cover with sheets. Place a drop cloth on the floor to catch any paint spills. Remove all outlet and switch covers and any other items that aren’t permanently attached. Patch holes with compound or caulk.

Step 2 – Tape Trim

After cleaning and prepping, tape the areas you don’t want to paint with painter’s tape. This includes trim, windows, baseboards and molding. The outside edges of the tape should line up with the edge of the wall.

Step 3 – Cover Walls With Primer

If you are going from a dark to a lighter color, it’s always a good idea to put on a coat of primer first. Primer also helps if you’ve repaired damage to the wall or if you’re painting over glossy paint. Pour the primer into a paint tray and roll onto the walls. Let dry.

Step 4 – Prep the Paint

Once the primer is dry, it’s time to prep your finish paint. One gallon of paint covers approximately 400 square feet. If you need more than one gallon of paint, pour them into a 5-gallon bucket and mix them so that you get a consistent color. Always mix your paint thoroughly.

Step 5 – Paint Edges

Using an angled brush, paint all the edges of the walls, about two inches thick. Use caution and try to work the brush just up to the line of painter’s tape in order to achieve a crisp line. Load the top 1/3 of the brush with paint and tap it against the side of the bucket.

Step 6 – Roll the Paint Onto the Walls

Next, pour paint into a painter’s tray and work the paint onto a roller. Begin in a corner and paint in a “W” pattern. Keep the roller loaded with paint. Once you’ve painted an entire wall, roll lightly in the same direction to even out the paint. Let the first coat dry thoroughly and repeat with a second coat of paint.

Step 7 – Remove the Tape

Before the second coat dries, remove the painter’s tape. It is helpful to go over it with a razor to ensure you get a smooth edge. Try not to let the paint dry before you remove the tape, as you may also remove some of the paint with it.

Step 8 – Clean Up and Enjoy!

Clean up your paint and brushes, remove sheets from the furniture and the drop cloth from the floor. Replace switch and outlet covers, furniture and hanging pictures. Stand back and admire a job well done!




Make a Small Bathroom Look Bigger

15 Mar 2019 · by Virtual Results PubSub

Make a Small Bathroom Look BiggerDid you fall in love with your new Loft even though the bathroom was on the small side? Or are you preparing to stage your Loft for sale and you want to show the bathroom in the best possible light? There are many ways that you can make your small bathroom look and feel larger. Here are the best tips we’ve found to maximize your bathroom without major renovations.

Choose light colors

When your bathroom is small, you want to bring in as much light as possible. For this reason, it’s important to choose pale, light colors. Take it a step further by painting the walls and ceiling the same color and using the same color tiles on the floor. Using too many colors in small room chops up the visual space. By painting everything the same color, the eyes can move around freely.

Install a pedestal sink

If you have a large vanity in your small bathroom, then the room is going to feel cramped. Instead, opt for a pedestal sink or a wall-mounted sink. Though you may lose some storage space under the sink, your room will feel much larger. Opt to store bathroom essentials in a nearby linen closet instead.

Reflect with mirrors

Do you have some extra wall space in your bathroom? Then why not install a mirror or two? Mirrors hung in the bathroom will help to reflect both light and space, making the room look and feel bigger.

Eliminate clutter

If there is any room in the Loft where you need to banish clutter, it’s in a small bathroom. Clutter – especially small items – will make the room feel small. Eliminate items crowded around the sink and limit how much art you hang on the walls, if any.

Remove bathmats

Instead of using a more rigid bathmat, choose one that can drape over the side of the tub or on a towel bar when not in use. The room will appear larger when there is no visual obstruction on the floor.

Raise the shower bar

You can use the same trick that you use on curtains around your Loft in your bathroom. Hang the shower bar at ceiling level. By doing so, it makes the eye travel up and makes the room feel taller. The same is true for window treatments if you have them. Hang them high and keep them simple and light.

Choose open shelving

If you have shelf space in your bathroom, you can make the room seem bigger by removing cabinet doors. Display towels, soaps, and canisters in a pleasing way – they can be both decorative and functional.

Invest in luxurious finishes

Take your small bathroom to the next level by swapping out faucets, towel bars and lighting fixtures. Just a small investment in a more luxurious design will make your bathroom feel serene and elegant.

Trade frosted glass for clear

Finally, if you have a shower door that’s made with frosted glass, consider changing it to clear glass. This will allow your eyes to travel around the room and make it feel bigger.




Clean the Air in Your Loft

8 Mar 2019 · by Virtual Results PubSub

Clean the Air in Your HomeIt’s that time of the year when we’re all thinking about how clean our Lofts are. The Marie Kondo craze has many of us clearing out our closets and cabinets in order to make our Lofts free of clutter. But have you stopped to consider how clean the air in your Loft is as well? We spend approximately 90 percent of our lives indoors, and evidence suggests that indoor air is more polluted than outdoor air. Here’s some advice on how to clean and improve the quality of the air in your Loft.

Don’t smoke inside

Everyone knows that cigarettes are harmful to your health – both for the smoker and for those who are exposed to secondhand smoke. According to the Surgeon General, even breathing just a small amount of secondhand smoke can be harmful. The best way to improve the air quality in your Loft is to not smoke indoors.

Test for radon

Radon is the second leading cause for lung cancer. It’s an odorless, tasteless radioactive gas that is released from the decay of elements in rocks and soil. The only way to determine if harmful levels of radon are present in your Loft is to have it tested.

Open the windows

One of the easiest and most inexpensive ways to clean the air in your Loft is to simply open the windows. Even if you only open them for a few minutes a day, it’s enough time to get the air moving so that indoor pollutants can be dispersed.

Get some houseplants

Houseplants aren’t just great for decoration. They can also help filter the air in your Loft. In fact, the American Society of Horticulture Science has determined that there are three houseplants in particular that can reduce ozone levels in your Loft – snake plants, spider plants, and golden pothos.

Use essential oil diffusers

Instead of using scented candles, which perfume the air, opt for essential oil diffusers. Not only do the fragrances of the oil make your Loft smell nice, they can also cut down on pollutants. Essential oils such as tea tree, eucalyptus, rosemary, and clove have antibacterial properties and can help reduce dust mites.

Use nontoxic chemicals

Are you using harsh chemicals to clean your Loft? They can actually be contributing to your problem. Toxic chemicals can cause irritation and should only be used as a last resort. Instead, opt for natural cleaners like vinegar and baking soda.

Run your air conditioner

Every time you run your air conditioner, you’re cleaning the air in your Loft. That’s because most AC systems use a filter that traps particles before the air is pumped back into your Loft. Be sure to replace the filters as often as the manufacturer recommends.

Groom your pets

Pet dander can be a major problem for some people and makes asthma symptoms worse. Help keep the air clean by brushing them outdoors frequently and vacuuming regularly.

Get a salt lamp

Did you know that Himalayan salt lamps not only add a pretty glow to your room, they also help clean the air? The warm bulb inside heats the salt lamp, which releases negative ions into the air. Negative ions help to keep the air clean, much like the clean air you find on ocean beaches.




Caring for Hardwood Floors

1 Mar 2019 · by Virtual Results PubSub

Caring for Hardwood FloorsHardwood floors have become attractive to many homebuyers today. They provide warmth and character and when properly cared for can last a lifetime. Here’s what you need to know about caring for your hardwood floors so that they stay beautiful and last for many years to come.

Banish dust daily

One of the easiest ways to keep your hardwood floors in good shape is to dust them regularly. While it might not seem like a big deal, dust can accumulate and cause scratches on the surface of the wood. Run a microfiber mop over your floors several times a week to eliminate dust and dirt. Not only will this keep your floors clean, but it will also reduce the number of allergens in the air.

Vacuum weekly

Although daily dusting will keep dirt in check, it’s important to run the vacuum over your hardwood floors once a week. The vacuum will help to clean up any dust or debris left behind by the microfiber mop. Be gentle when vacuuming your hardwood floor as the wheels can possibly cause damage to the surface. Don’t use a vacuum with a beater bar, as this will also cause scratches.

Mop with hardwood cleaner monthly

The last step in keeping your hardwood floor clean is to damp mop with a hardwood floor cleaner once every month or two. Don’t use water with the mop, and only use the least amount of cleaner necessary so that the floor doesn’t suffer any water damage. Wet mops and steam mops can also dull the finish of your hardwood. Be sure to choose a cleaner that is appropriate for the type of hardwood and finish of your floor.

Use doormats and felt protectors

A great way to keep dust and dirt at bay is to use doormats at every entrance. This will help to diminish the number of particles that are attached to the bottom of your shoes. Those particles can damage the finish of your hardwood floor over time. Likewise, the legs of your furniture can also scratch and damage the finish of your hardwood floor. Be sure to use felt protectors on the legs of any furniture that come in contact with the floor.

Avoid high heels

Removing your shoes before walking on your hardwood floor will certainly help protect the floor from damage. But that isn’t always practical. However – you should remove high-heeled shoes before walking across hardwood. Those high heels can cause scratches, scuffs, and even dents in the wood. Make it easy to remove shoes when coming in the Loft by keeping a basket of slippers or Loft shoes near the door.

Trim pet’s nails

If you have dogs or cats, then they can also cause damage to your hardwood floor. Pet’s claws can scratch the floor very easily. Regularly trim your pet’s nails to avoid any damage to the floor. You should also clean your pet’s feet when they come back in the Loft after being outside. Their paws can track in dust and dirt that can scratch and stain the floor as well.




How to Shop for a Mortgage

22 Feb 2019 · by Virtual Results PubSub

How to Shop for a Mortgage

Buying a Loft is one of the biggest financial transactions you will ever make in your lifetime. Which is why it is so important to be an informed consumer. How do you do that? By shopping around, of course. If you were buying a car, you would no doubt shop around for the best deal. You should also do the same for your mortgage.

Shopping will save you money

Did you know that shopping around for a mortgage could save you hundreds, if not thousands of dollars over the life of your loan? According to a study from Freddie Mac, consumers who got one additional quote for a Loft loan saved $1,500 on average. Those who got five additional quotes saved $3,000 on average. The numbers are clear – it pays to shop around.

Improve your credit score

Having the best credit score possible will help you get the best deal on your mortgage. Before you shop around, get a copy of your credit report. If there are any errors, have them removed. If your score is lower than you would like it to be, take action. Pay off as much of your high-interest debt as you can, including loans and credit cards.

Know the types of lenders

You can obtain a Loft loan from several different types of lenders, so it’s important to know what they are. The most common types of mortgage lenders include:

  • Commercial banks
  • Mortgage companies
  • Credit unions
  • Thrift institutions such as savings and loans or mutual savings banks

Get quotes

Now that you’ve identified several different lenders you can approach, it’s time to get quotes from each of them. Ask each lender for their current rates, and whether or not they are the lowest for the day or the week. Find out whether the rate is fixed or adjustable. If it’s adjustable, ask how the rate and payment will vary. Also inquire about the annual percentage rate (APR).

In addition, find out the points, which are the fees paid to the lender or broker. More points means a lower rate. Finally, also ask about all the fees involved, including broker fees, underwriting fees, and closing costs, and what each of those fees includes.

Get preapproved

One essential step in shopping for a mortgage is getting preapproved. In today’s real estate market, it’s necessary to get preapproved for a Loft loan before you begin shopping for a Loft. Getting a preapproval letter signals to a seller that you are a serious buyer. In fact, most other buyers will be preapproved. If you omit this important step, it’s unlikely a seller will choose your offer in the event they receive multiple offers on their Loft. In order to get preapproved you’ll need to have your financial documents in order. This includes bank statements, debt obligations, tax returns, employer information, and the amount of money you have saved for a down payment.

Although shopping around for a mortgage will take a little extra time, it’s worth it when you consider how much money you can save. By following the guidelines outlined above, you can feel confident that your efforts will secure you the best possible deal on your Loft loan.




Get Into a Seller’s Mindset

15 Feb 2019 · by Virtual Results PubSub

Get Into a Seller’s MindsetIt takes more to sell a Loft than putting up a listing and hoping for the best. In order to make the most of your Loft sale, you need to get into the right mindset. Knowing what’s ahead and preparing for it will set you up for success. For that reason, it’s vitally important to get yourself mentally ready for the selling process. Here are our best tips on how to do just that.

Emotionally detach from your Loft

The first thing you need to do to get into a seller’s mindset is to emotionally detach from your Loft. We understand that this is the place where you’ve made many cherished memories. But in order to have a successful sale, you’ll need to treat it as a business transaction. Focus on the future and the life you want to create in your new Loft as you release the old one.

Set a realistic listing price

Speaking of emotion, it’s easy to let your feelings get in the way when you’re setting the asking price for your Loft. It’s essential that you instead get into a more research-based frame of mind. Don’t rely on a feeling to determine your listing price. Instead, research comps in the area, learn about the local market, and listen to your agent’s advice. Your agent will be using data from the market as well as a deep knowledge of the area to find just the right price for your Loft.

Manage your expectations

Every seller dreams of having multiple offers over the asking price, resulting in a bidding war. But unless you live in a really hot market, it’s unlikely that will happen. Manage your expectations when it comes to the offers you receive, and be willing to look at them all fairly. Don’t be afraid to consider offers that come with a lower down payment. Just because a buyer is putting down less money in the beginning does not mean they have bad credit or are a risk. It’s more important to look at the bigger picture to determine if the offer is a good one that is likely to make it to the closing table.

Prep your Loft

The fact is, your Loft probably won’t sell itself as-is. You will need to put in some work, and possibly some money, getting it ready for the market. This means making needed repairs or upgrades, sprucing up the curb appeal, and staging it for showing. The more appealing your Loft looks to potential buyers, the more likely you’ll sell quickly and for a good price. But it will take some time, effort, and money to get your Loft ready for showing.

Understand you’re part of a team

Finally, it’s important to remember that you are part of team. When you engage a professional real estate agent to help you with the sales process, that person becomes your partner. You will be working as a team with your agent, and will need to be open to ideas, suggestions, and advice. The same is true for your agent. You’ll want to partner with someone who will understand your needs and your experience with the Loft. By relying on each other, you’ll be far more effective than if each of you were working independently.




Is Winter a Good Time to Buy?

8 Feb 2019 · by Virtual Results PubSub

You’ve probably heard that the real estate market hits its peak in spring and summer when kids are out of school and families to have time to make the transition. But that doesn’t mean that you can’t be in the market and score a great deal during the other times of the year. If you’re thinking of buying a home in winter, here’s what you need to know.

Less inventory, better deals

There’s no denying that you’ll find the most homes on the market in the spring and summer months when families are relocating. As a result, you’ll discover there are fewer homes to choose from in the fall and winter. But don’t let that deter you. Even though you won’t have as many open houses to attend, you will find better deals overall. While there are fewer sellers in the winter, there are also fewer buyers. This means that those sellers will be more likely to make a deal with you. These deals could come in several ways including a lower price, longer closing time, and more room for contingencies. If you find a home that’s been on the market for a few months, you may find the seller is more than willing to negotiate with you.

Less competition

As stated above, there are fewer serious buyers in the winter. No buyer wants to get involved in a bidding war, and you’re less likely to experience that during the winter season. Fewer buyers mean less competition, so you’re more likely to be able to make an offer and have it accepted. And if you’re in a buyer’s market where the inventory of homes for sale is high, there’s a good chance you could find a great deal at this time of year.

Best test for the home

When you buy a home, you want to ensure that it’s in good shape and is ready to withstand the weather. What better time is there than in the dead of winter to see whether or not the house has any issues? During the winter, you will be able to see how well the home is insulated, if it’s protected from moisture and leaks, and if it can withstand the howling winds. You’re more likely to notice drafts, or where water may be pooling and freezing. Since many trees will have lost their leaves, you get a better overall picture of the house, including the roof. Without the trees in the way, you’re better able to see if there are any issues that may need to be addressed before you buy.

More attention from your agent

Finally, one of the best reasons to buy in the winter is that your agent will have more time to spend with you. Lower activity in the winter months means agents aren’t as busy. They’ll be more available to answer your questions and can work harder to negotiate on your behalf.

So don’t let the winter weather keep you from house hunting. Winter can be one of the best times of the year to buy a house. Why not start your search today?




What To Know Before Selling

1 Feb 2019 · by Virtual Results PubSub

What To Know Before Selling

If 2019 is the year you want to sell your Loft, then there are some things you should know before you do it. In fact, the more time you can spend getting organized and preparing your Loft before it hits the market, the better. After all, you only get a single chance to make a good first impression. Here’s what you need to know before you sell.

Know the local market

Do you have pie-in-the-sky dreams about selling your Loft at a great price? While it’s great to daydream, you also need to ground your expectations in reality. While you may have a general idea of what the housing prices are in your area, it’s time to do some more research. Check to see how many homes are for sale. Look for homes that are comparable in size, number of bedrooms and bathrooms, and other amenities. You might even consider attending a couple of open houses. Educating yourself about local housing prices will help you as you decide on an appropriate asking price for your own Loft.

Know what documents you’ll need

Remember how much paperwork was involved when you bought your Loft? It’s time to get ready for that again. Sort through all the paperwork you have for your Loft. This includes documents related to the original sale as well as your mortgage, tax bills, utility bills, warranties, appliance manuals, and records of repairs. You will also want to make sure that any outstanding permits or building violations have been cleared. Finding and organizing all this paperwork before you begin the sales process will make everything run much more smoothly.

Know the closing costs

When you think about selling your Loft, you think about making money, right? Well, it’s important to remember that it also costs money to sell your Loft. While some of the fees are negotiable, you can expect to pay about 10 percent of your selling price in fees and commissions. These costs include the real estate agents’ commissions as well as closing costs like HOA fees, property taxes, transfer taxes, title insurance, escrow fees, and attorney fees. You may also be footing the bill for repairs, professional staging, and utilities while the Loft is on the market (even if you aren’t living there). Also remember that the proceeds of your Loft sale will first be used to pay off your existing mortgage, including any penalties for paying off the mortgage early.

Know you’re in good hands

Finally, the best tool you can have in your arsenal when selling your Loft is a knowledgeable real estate agent. Take time to interview several agents in your area so you can get a feel for them. Don’t be afraid to ask questions and to research their backgrounds. It’s important to choose a real estate agent with whom you feel comfortable. You will feel less stress down the line when you know from the beginning that you’re in good hands.

Selling a Loft can be a complex process, and it pays to prepare ahead of time. By knowing what to expect and getting organized, the process will be much less stressful for both you and the buyer.




Competing Against an All-Cash Offer

25 Jan 2019 · by Virtual Results PubSub

Competing Against an All-Cash OfferYou found a Loft you love. You made an offer that you thought couldn’t be beat. But it was – by an all-cash offer from another buyer. Although buyers who pay for Lofts with cash are attractive in many markets, it doesn’t mean you will always lose out. If you want to compete with all-cash offers, here’s what you need to know.

Be a strong candidate

If you’re hoping to out-bid an all-cash offer, you have to have all your ducks in a row. You will need to have a down payment of at least 20 percent. You’ll need a stable job and extra money in the bank. You’ll have a small amount of debt and excellent credit. As long as you can prove to a seller that you aren’t a risk, you have the ability to beat out a cash buyer.

Offer more money

Who doesn’t want to make more money on their Loft sale? If you have the means to offer more money, then it could be worth it to do so. Just be aware that you don’t want to offer more than the Loft is worth or more than you can afford. Also be aware that the seller may see if the cash buyer is willing to match your offer. Although it isn’t a foolproof strategy, it could help you seal the deal.

Make a bigger down payment

One of the biggest concerns in the real estate process is having a sale fall through because of a low appraisal. You can help to mitigate this issue by making a larger down payment. If you are only looking for fifty percent financing on the Loft instead of eighty percent, for example, there’s less concern about the appraisal. This can significantly improve your odds of beating a cash offer.

Get an underwriter’s review

If you’re serious about buying a Loft, then you know how important it is to get pre-approved for a mortgage. But that might not be enough if you’re trying to beat an all-cash offer. You can take it a step further by getting an underwriter’s review of your loan application before you make the offer. The underwriter will review all your finances and can provide you with a loan commitment letter to submit with your offer. Talk to your agent if you think this might be right for you.

Move quickly

One of the benefits of the all-cash offer is the time it saves on the closing process. You have a better chance of competing if you move quickly on your loan. See if you can get a jumpstart on your mortgage by sending the lender the preliminary title report. Line up an appraiser at the time you write the offer, and let the seller know. Also schedule the inspection as soon as possible. If you can help to shorten the loan process by being on top of all the details, the seller will be more likely to seriously consider your offer.

Write a letter

Finally, it doesn’t hurt to write a letter to the seller. Let them know why you love the Loft, and why you imagine you and your family living there for years to come. Buying and selling residential real estate isn’t just a business transaction. It can also be an emotional milestone. Let the seller know a little more about you. It could make all the difference in the world.

Compliments of Virtual Results




2019 Loft Design Trends

18 Jan 2019 · by Virtual Results PubSub

2019 Home Design TrendsHappy New Year! It’s 2019 – are you ready for a Loft décor re-boot? It’s that time of year when many Loft owners want to declutter, get organized, and try out new looks in their living spaces. Are you one of them? Then read on to find out what experts are predicting will be the hottest Loft design trends of 2019.

Amazing bathtubs

Life can be a challenge, right? What better way to relax at the end of a hard day than in a magnificent bathtub? Apparently, many Loft owners are on board with this idea. According to the Houzz Bathroom Trend Study for 2018, more than 80 percent of Loft owners replace major features like bathtubs when they renovate their master bathrooms. Soaking tubs are on the top of the bathtub wish list, and many Loft owners are expanding their bathrooms to accommodate the extra size.

Black and white kitchens

White kitchens have long been popular with Loft owners, but 2019 may see a spike in black accents. These can be added to a white kitchen in the form of black appliances, island accents, and cabinetry. Black is a great choice if you have kids and pets, as it hides dirt and smudges better than white.

Fireplaces

Another “hot” trend of 2019 will be fireplaces and fire pits. Fire features can add a cozy ambiance to any living space, whether indoor or outdoor. They can also become a focal point instead of a television, giving you a quiet place to relax and unwind.

Mix-and-match furniture

If you love an eclectic mix of styles, then you’ll be happy to hear that mix-and-match furniture will be big in 2019. Decorating your living room or bedroom with a suite of furniture designed to look the same is on the outs this year. Instead, you’ll see greater use of furniture from a mix of time periods. Don’t be afraid to pair that family heirloom with a functional piece from IKEA. In 2019, anything goes.

Velvet

Who doesn’t love the look and feel of velvet? It will be making a serious comeback in 2019. You’ll find it everywhere from sofas to bed linens. Velvet adds a wonderful textural dimension to any room and makes it look cozy and rich. If you’re not sure just how to incorporate this luxurious fabric, start small. A lovely throw blanket or a couple of pillows for your sofa can add that touch of sophistication you’re looking for.

Natural finishes

Finally, one of the biggest trends you’ll see in Loft design in 2019 is the use of natural finishes. Some of the materials you’ll see in showrooms and living rooms include copper, concrete, stone, granite, bamboo, brick, and reclaimed wood. These natural elements will add an instantly warm and cozy feel to any room in your Loft. Finish off your use of these natural elements by bringing in more of nature with plants and other greenery. Buy Loftplants that can live well indoors and even filter toxins out of your air. Or keep it simple with some faux plants that look just like the real thing. What you’ll end up with is a living space that feels grounded and serene.




Bad Cleaning Habits

11 Jan 2019 · by Virtual Results PubSub

Bad Cleaning HabitsThe New Year is here! For many Loftowners, that means cleaning and organizing to start 2019 off on a good foot. Although you may have the best of intentions, you could be making some common cleaning mistakes. By trying to take shortcuts, you may actually be creating more work for yourself. Let’s take a look at what those bad cleaning habits may be and offer some solutions for how to tackle them.

Using toxic products

We know you want to get the job done well and quickly, but heading straight to the harshest products isn’t necessarily good in the long run. Many of those products can be toxic to you, your family, your pets, and the environment, especially if you’re exposed to them often. Unless you have an extreme situation, switch to gentler, natural products that are safer to use.

Using too much product

Extra product makes things extra-clean, right? Unfortunately, that is not the case. When you use more product than is necessary, like laundry detergent, you end up spending more time cleaning the product off. If you don’t, you leave a residue behind that actually attracts more dirt and grime. Pay attention to labels for the recommended amounts, and use that amount or less.

Using dirty tools

You may think your cleaning tools are clean because you use them for cleaning. But chances are those tools are pretty dirty. In fact, your kitchen sponge is a hotbed of bacteria. If you’re not careful, you could just be spreading more bacteria around when you use it. The same goes for your vacuum cleaner. If it’s filled with dust and debris, you’re just blowing it around your Loft when you use it. Also keep an eye on your washing machine. If it gets a funny smell, you’re likely using too much detergent and causing bacteria to build up.

Not vacuuming last

If you’re vacuuming your rooms before you dust them, then you’re not cleaning as well as you could be. When you clean up dust, it tends to float into the air and eventually reaches the ground. If you vacuum before you dust, then those dust particles will remain on the floor until the next time you clean. The best rule of thumb is to clean rooms from the top down, and finish by vacuuming.

Not closing the shower curtain

Don’t you hate having a moldy shower curtain? You can keep it from attracting mildew by closing it after you shower. When you leave your shower curtain open, the water in the folds doesn’t dry quickly. Over time, mold and mildew will develop. The same goes with your bath mat. Hang it up to dry after each use so that it doesn’t get moldy.

Waiting too long to clean

Finally, one of the worst cleaning habits we all have is waiting too long to clean. It’s so much easier to tackle a little bit of cleaning every day instead of waiting until the task becomes so overwhelming that you don’t want to do it. Do yourself a favor, and make a resolution for 2019 that you’ll clean a little every day instead of waiting to clean the whole Loft at one time.




Title Vs. Deed

5 Jan 2019 · by Virtual Results PubSub

Title Vs. DeedIf you’re buying a Loft, then you’ve probably heard the terms “title” and “deed.” While these words are often used interchangeably, they are in fact different. And it’s important to understand the distinction when you’re getting ready to purchase a Loft. Let’s take a look at these two common terms.

What is a title?

In real estate, the “title” refers to the concept of ownership of a piece of property. It’s a term that gives you legal rights and ownership as well as responsibilities. Either individuals or groups can hold titles. For example, a married couple can jointly hold the title to a Loft. Groups such as corporations or trusts can also hold titles. In these cases, everyone in the group shares the rights, ownership, and responsibilities to the property. When you hold the title, you have access to the land and can make modifications to it. In addition, when you hold title, you can transfer the portion that you own to others.

What is a deed?

Unlike a title, which is a legal concept, a deed is an actual legal document. When you hold a title to a property, you transfer it to another person or group with a deed. It is a physical document that is signed by both the seller and the buyer. The person who is transferring or selling the rights to the property is called the grantor. Conversely, the person who is obtaining the rights to the property is called the grantee. When you buy a property, you will receive a signed document called a deed. This deed proves you hold the title to the property. In most states, deeds become part of the records of the assessor’s office or courtLoft.

How are they different?

In short, though the two terms are closely related, the title is the concept of ownership whereas the deed is a physical document. The deed is the record of the transfer of title from one person or group to another.

How does the process work?

When you’re buying a property, the lender will perform what is called a title search. A title search is an essential part of the Loft buying/selling process. The title search will let you know if there are any existing liens or back taxes owed on a property. A title search will protect you from taking on additional debt that you were not aware of. A title search will also uncover whether there are any easements on your property. Typical easements would include the right of a utility company to erect poles to install power lines.

What is title insurance?

Finally, even though the lender researches the title, there are times when an issue can arise down the road, such as a missed lien. For that reason, you purchase owner’s or lender’s title insurance. Owner’s title insurance protects you from being responsible for anything that has happened in the past, such as fraud or unpaid liens. Lender’s title insurance protects the lender in case any of these issues arise. You continue to pay lender’s title insurance until you pay off your mortgage in full.

While titles and deeds are closely related, it is important to know the legal differences when you’re buying a Loft. When in doubt, seek the advice of your real estate agent.


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