Bad Cleaning Habits

11 Jan 2019 · by Virtual Results PubSub

Bad Cleaning HabitsThe New Year is here! For many Loftowners, that means cleaning and organizing to start 2019 off on a good foot. Although you may have the best of intentions, you could be making some common cleaning mistakes. By trying to take shortcuts, you may actually be creating more work for yourself. Let’s take a look at what those bad cleaning habits may be and offer some solutions for how to tackle them.

Using toxic products

We know you want to get the job done well and quickly, but heading straight to the harshest products isn’t necessarily good in the long run. Many of those products can be toxic to you, your family, your pets, and the environment, especially if you’re exposed to them often. Unless you have an extreme situation, switch to gentler, natural products that are safer to use.

Using too much product

Extra product makes things extra-clean, right? Unfortunately, that is not the case. When you use more product than is necessary, like laundry detergent, you end up spending more time cleaning the product off. If you don’t, you leave a residue behind that actually attracts more dirt and grime. Pay attention to labels for the recommended amounts, and use that amount or less.

Using dirty tools

You may think your cleaning tools are clean because you use them for cleaning. But chances are those tools are pretty dirty. In fact, your kitchen sponge is a hotbed of bacteria. If you’re not careful, you could just be spreading more bacteria around when you use it. The same goes for your vacuum cleaner. If it’s filled with dust and debris, you’re just blowing it around your Loft when you use it. Also keep an eye on your washing machine. If it gets a funny smell, you’re likely using too much detergent and causing bacteria to build up.

Not vacuuming last

If you’re vacuuming your rooms before you dust them, then you’re not cleaning as well as you could be. When you clean up dust, it tends to float into the air and eventually reaches the ground. If you vacuum before you dust, then those dust particles will remain on the floor until the next time you clean. The best rule of thumb is to clean rooms from the top down, and finish by vacuuming.

Not closing the shower curtain

Don’t you hate having a moldy shower curtain? You can keep it from attracting mildew by closing it after you shower. When you leave your shower curtain open, the water in the folds doesn’t dry quickly. Over time, mold and mildew will develop. The same goes with your bath mat. Hang it up to dry after each use so that it doesn’t get moldy.

Waiting too long to clean

Finally, one of the worst cleaning habits we all have is waiting too long to clean. It’s so much easier to tackle a little bit of cleaning every day instead of waiting until the task becomes so overwhelming that you don’t want to do it. Do yourself a favor, and make a resolution for 2019 that you’ll clean a little every day instead of waiting to clean the whole Loft at one time.




Title Vs. Deed

5 Jan 2019 · by Virtual Results PubSub

Title Vs. DeedIf you’re buying a Loft, then you’ve probably heard the terms “title” and “deed.” While these words are often used interchangeably, they are in fact different. And it’s important to understand the distinction when you’re getting ready to purchase a Loft. Let’s take a look at these two common terms.

What is a title?

In real estate, the “title” refers to the concept of ownership of a piece of property. It’s a term that gives you legal rights and ownership as well as responsibilities. Either individuals or groups can hold titles. For example, a married couple can jointly hold the title to a Loft. Groups such as corporations or trusts can also hold titles. In these cases, everyone in the group shares the rights, ownership, and responsibilities to the property. When you hold the title, you have access to the land and can make modifications to it. In addition, when you hold title, you can transfer the portion that you own to others.

What is a deed?

Unlike a title, which is a legal concept, a deed is an actual legal document. When you hold a title to a property, you transfer it to another person or group with a deed. It is a physical document that is signed by both the seller and the buyer. The person who is transferring or selling the rights to the property is called the grantor. Conversely, the person who is obtaining the rights to the property is called the grantee. When you buy a property, you will receive a signed document called a deed. This deed proves you hold the title to the property. In most states, deeds become part of the records of the assessor’s office or courtLoft.

How are they different?

In short, though the two terms are closely related, the title is the concept of ownership whereas the deed is a physical document. The deed is the record of the transfer of title from one person or group to another.

How does the process work?

When you’re buying a property, the lender will perform what is called a title search. A title search is an essential part of the Loft buying/selling process. The title search will let you know if there are any existing liens or back taxes owed on a property. A title search will protect you from taking on additional debt that you were not aware of. A title search will also uncover whether there are any easements on your property. Typical easements would include the right of a utility company to erect poles to install power lines.

What is title insurance?

Finally, even though the lender researches the title, there are times when an issue can arise down the road, such as a missed lien. For that reason, you purchase owner’s or lender’s title insurance. Owner’s title insurance protects you from being responsible for anything that has happened in the past, such as fraud or unpaid liens. Lender’s title insurance protects the lender in case any of these issues arise. You continue to pay lender’s title insurance until you pay off your mortgage in full.

While titles and deeds are closely related, it is important to know the legal differences when you’re buying a Loft. When in doubt, seek the advice of your real estate agent.




What is a credit freeze?

23 Dec 2018 · by Virtual Results PubSub

What is a credit freeze?

Are you worried about having your sensitive financial information stolen over the holidays? Then you may be considering a credit freeze. But if you’re also preparing to buy a Loft, a credit freeze could become problematic. Here’s what you need to know about credit freezes and how they can affect your ability to qualify for a mortgage.

What is a credit freeze?

A credit freeze is a free tool that consumers can use to restrict access to their credit reports. A credit freeze can be a great idea if you’ve been the victim of identity theft, as it makes it difficult for criminals to open a new line of credit in your name. Since most creditors use your credit report to qualify you for an account, the credit freeze makes it unlikely that you’ll have to deal with fraudulent purchases made in your name.

How do you freeze your credit?

After the Equifax security breach in September of 2018, Congress passed new legislation that requires all the major credit bureaus to allow consumers to freeze their credit reports for free. Previously, a fee was levied each time a freeze was initiated. In order to freeze your credit, you must contact each of three credit bureaus – TransUnion, Experian, and Equifax. They are required by law to respond to your request within one business day if you contact them by phone or online. They have three days to respond if you mail in your request.

How does it affect a mortgage application?

Although a credit freeze can help keep you from becoming the victim of a crime, it also prevents legitimate inquires. This means if you’re applying for a mortgage, a lender will not be able to access your credit report. If they can’t verify your credit history, they can’t estimate your rate or terms. This means when you’re applying for a mortgage and closing on a Loft, you need to unfreeze your credit. In the past, this could slow down the mortgage application and closing process significantly.

How do you unfreeze your credit?

Fortunately, the new legislation makes it much easier and faster to freeze and unfreeze your credit. When you know you need to unfreeze your credit because the lender will need to pull your report, you will once again contact each of the three credit bureaus. By law, they are required to respond to your request within one hour if you call or contact them online. Be aware that you must be the one to contact each credit bureau. Otherwise, your lender will not be able to access the information they need to proceed with your Loft purchase. Also be aware that lenders will need to pull your credit history twice – once during the application process and again right before closing.

Should you freeze your credit?

The bottom line is that a credit freeze should not impair your ability to qualify for a Loft loan. You simply need to be knowledgeable about the process and understand that it’s your responsibility to contact each of the credit bureaus to both freeze and unfreeze your report. Because of the changes in the law, it should no longer significantly slow the Loft buying process. And you can have the peace of mind knowing that you’ll have the added safeguard against identity theft during the holiday season.

Compliments of Virtual Results




Prepare to Buy a Loft in 2019

7 Dec 2018 · by Virtual Results PubSub

Prepare to Buy a Home in 2019Is buying a Loft your New Years resolution for 2019? Are you unsure where to start? While buying a Loft can be a complex process, there are steps you can take now so that you’re more prepared when the time comes. Here’s how to get yourself ready (and excited!) to find your dream Loft in 2019.

Check your credit report

If you’re planning to finance your new Loft, then you’re going to need to apply for a mortgage. Mortgage lenders rely on your credit report to establish the terms and interest rates for your loan. For this reason, it is imperative that you request a copy of your credit report well before you apply for a loan. You can find out your credit score and take steps to improve it over the coming months. You’ll also see if there are any errors on your report, which will give you time to have them removed.

Pay down your debt

Taking on a mortgage is a big financial responsibility. As much as possible, you should begin paying down your other debt, including car loans and credit card balances. The fewer monthly bills you have to worry about once you’re a Loft owner, the better. Decreasing your debt will also improve your credit score, which will net you a better deal on your Loft loan. In addition, avoid taking out any new debt as you prepare to buy a Loft.

Save for a down payment

Depending on the type of Loft loan you qualify for, you’ll need to have anywhere from three to 20 percent of the purchase price of the Loft saved for a down payment. In addition, you’ll need money for closing costs so it’s best to start saving as early as possible. The larger the down payment you have, the more you’ll be able to spend on a Loft. Create a savings plan and stick to it.

Determine your budget

Now is also a good time to set a realistic budget for the Loft you’d like to buy in the New Year. While we all have champagne wishes and caviar dreams, it’s essential that you buy a Loft you can reasonably afford. There’s nothing worse than stressing out each month about having enough for your mortgage payment. A good rule of thumb is to have approximately 30 percent of your monthly income set aside for housing costs. This includes insurance, taxes, and maintenance so budget accordingly.

Start researching Lofts

Finally, once you’ve determined how much you can spend on a Loft, make a list of your needs and wants. Then begin researching neighborhoods and browsing listings. You’ll get a feel for what the market is like in each area and narrow down where you’d like to conduct your search. Get clear on what’s important to you – whether it’s location, number of bedrooms, or whether or not you’ll consider a fixer-upper. The clearer you can be going into the process, the less likely you’ll feel overwhelmed by all your options. The bonus is that it’s fun to begin looking at Lofts that are available and envisioning what your life will look like as a new Loft owner. So have some fun and enjoy the process!




Finding Gratitude in Times of Transition

30 Nov 2018 · by Virtual Results PubSub

Finding Gratitude in Times of Transition

Buying or selling a Loft can be an emotional transition. Packing up and leaving one Loft and then getting settled into another is often disorienting. This can be especially tough during the holidays, which is traditionally a time we associate with enjoying the comforts and familiarity of Loft. If you’re experiencing a transition this holiday season, take heart. There are many reasons to be thankful for this phase in your life. Here are some tips to help you find your gratitude during your transition.

Resist making comparisons

Teddy Roosevelt said, “Comparison is the thief of joy,” and nothing could be truer. It’s tempting to compare how this holiday is different from those in the past, but try to resist that urge. Comparison robs you of your happiness and will make your transition more challenging. Focus on the present and find the small joys in each day.

Get out of the Loft

When you’re in the process of moving, it can get chaotic inside your Loft. When you get a little too stressed out, give yourself a time out. Get out of the Loft and do something fun. Go see a movie or have a delicious lunch. If you’re leaving town, drop in on a friend and let them know how much their friendship has meant to you. If you’re getting settled in a new place, take some time to explore your new neighborhood. Everyone deserves a breather, even when there’s work to do. Those boxes will still be there for you to tackle tomorrow.

Appreciate a fresh start

Everyone has different reasons for moving, and they can be both positive and negative. If you’re feeling conflicted or blue about saying goodbye, practice having a positive mindset. Remind yourself that this is an opportunity for a fresh start. Declutter and purge items that no longer serve you. It can be healthy and productive to work through your emotions and appreciate the possibilities that lie ahead.

Stay organized

One of the toughest parts of moving is not knowing where anything is. Whether you’re packing or unpacking, it’s frustrating to not know where basic items are hiding. Be kind to yourself and stay organized. Make sure you have all the supplies you need, and keep them in a central location. Label boxes once they’re packed. Pack an overnight bag that has some comfort items in it so you’ll feel more at Loft on your first few nights in the new place.

Practice mindfulness

Finally, one of the best ways to stay grounded during a stressful transition is to practice mindfulness. When you’re worried or anxious about what happens next, you rob yourself of the ability to feel joy right now. Mindfulness is a great way to deal with those uncomfortable emotions. Close your eyes and take a few moments to take some deep breaths. Observe your emotions without judgment. Acknowledge something that you’re grateful for at that very moment. It could be your health, the way the light is coming through the window, or your favorite cat resting at your feet.

Although transitions are often stressful – especially during the holidays – you can and will get through them. Try some of the techniques above if you’re facing a tough transition this holiday season.




Should You List your Loft in the Winter?

23 Nov 2018 · by Virtual Results PubSub

Should You List in Winter?

The nights are getting longer, temperatures are dropping and the holidays are approaching. That means you should wait to list your Loft for sale until next year, right? That isn’t necessarily true. While spring and summer tend to be the hottest seasons in the real estate market, there are arguments to be made in favor of selling in winter.

Buyers are motivated

It’s not uncommon for people to relocate for work at the beginning of the year. That means those folks will be looking for a place to live. Since they’ll need to be in a new location by a specific date, they’re more motivated to buy a Loft. In winter, you’ll get fewer people who are “just looking” and more who are serious about a Loft purchase.

Buyers have more free time

Chances are the buyers who are looking at Lofts in winter will also have more free time to browse. Since many people take time off over the holidays, they’ll often use it to do their Loft searching.

Less competition

Some Loft sellers aren’t locked into a timeframe. They’ll be more likely to postpone their listing until the holidays are over and schedules are less hectic. With fewer Lofts on the market, there’s less competition for those motivated buyers you’ll see in winter.

Your Loft will look cozy

It’s easier in the colder months to make your Loft look cozy and inviting to potential buyers. Build a fire in the fireplace and light some candles around your Loft. There’s nothing quite like the soft glow of the fire to make a Loft feel and look warm and appealing.

Curb appeal is easier

Unless you live in a climate that is temperate year round, you won’t need to go out of your way to plant flowers and create curb appeal. Just make sure the driveway and walkways are clear and clean the yard of fallen leaves and other debris. Consider hanging some twinkle lights and a simple, tasteful wreath on your front door.

Timing is better

If you’re a seller who will also need to be buying a Loft in a new location, the timing can work in your favor. By listing and selling in the winter, you’re free to begin your Loft search in early spring without the stress of trying to sell at the same time.

More agent attention

Winter is generally a slower time, even in an active market. Chances are your real estate agent won’t be as busy as they are at other times of the year. This means less stress for them and more time to focus on finding you the right buyers. The same holds true for mortgage brokers and anyone else involved in the closing process. You’re more likely to have a relaxed closing day than if you were to sell in the middle of summer.

Don’t let “conventional wisdom” keep you from listing your Loft in the winter or during the holiday season. Now can be the perfect time to sell!




Getting Rid of Tobacco Smoke Residue

16 Nov 2018 · by Virtual Results PubSub

Getting Rid of Tobacco Smoke ResidueYou’ve probably heard of second hand smoke. But did you know there is such a thing as third hand smoke?  It’s the chemical residue that lingers on indoor surfaces as a result of tobacco smoke. If you’ve just purchased a Loft from a smoker (or you’re a smoker and you’re selling your Loft), then you’ll want to take steps remove this residue and the smell that it causes. Here’s what you need to know.

The dangers of third-hand smoke

While the smell of tobacco smoke can be unpleasant, it’s the residue that’s left behind that can cause serious problems. You can become exposed to these chemicals through touch or by breathing them in, and they can be a health hazard to children, adults, and even pets. Unfortunately, this residue can remain even after the smoking has stopped. A study conducted by San Diego State University discovered that even after a Loft had been cleaned and stood vacant for two months, it still contained the pollutants found in thirdhand smoke.

Smoking affects resale value

Did you know that smoking inside a Loft can have a negative effect on its value? In fact, Realtor.com concluded that smoking can reduce a Loft’s resale value by up to 29 percent. Although sellers are not required to disclose if there was smoking in the Loft, you may be able to detect an odor. You can also ask your Loft inspector whether they think there was smoking in the Loft. And if you are genuinely concerned, then ask the seller’s agent. If they’re reputable, then they will give you an honest answer. It’s important to know that getting rid of thirdhand smoke for good may take time, muscle, and considerable expense.

Start with the HVAC system

Unfortunately, spraying some air freshener and opening the windows isn’t going to eradicate the problem. The smoke has been repeatedly filtered through the Loft’s HVAC system, which will require a thorough cleaning. Hire a professional to clean the air ducts and replace the filter on the HVAC unit. In fact, consider replacing the air filter once a month until the problem is under control. You should also clean the evaporator coil. If these steps don’t help with the smell, you may need to replace the whole system.

Thoroughly clean the whole Loft

When battling thirdhand smoke, it’s essential to thoroughly clean the entire Loft. This includes:

  • Changing light bulbs, since the polluted dust on them will be activated with heat.
  • Washing the smoky film off of windows and blinds.
  • Washing walls and especially ceilings where the smoke tends to stick the most.
  • Painting over walls and ceilings once they are clean. Be sure to use a primer that will seal in the odor so it does not seep through the new layers of paint.
  • Professionally steam-cleaning carpets, or replacing them entirely.
  • Thoroughly cleaning all wood and tile floors, being sure to vacuum up all the dust in the corners.
  • Washing all drapes and curtains, or replacing them.
  • Using a dehumidifier during muggy weather.
  • Using an air purifier in the Loft.

Although you shouldn’t necessarily rule out buying a smoker’s Loft, you do need to be aware of the issues that it can cause. Weigh the health risks and consider the time and money that you’ll need to spend to get rid of the odor and residue for good. Only then will you be able to make an informed decision.

 




Breaking Up With Your Loft

9 Nov 2018 · by Virtual Results PubSub

Breaking Up With Your HomeYou know how it goes. In the beginning, it was all sunshine and heart emojis. You fell in love, and it was hard to imagine ever feeling differently. But time marches on, and sometimes you grow apart or fall out of love – with your Loft. Buying a Loft is just as much of an emotional decision as a practical one. And when it comes time to break things off and move forward, it can be tough. Here’s how to break up with your Loft gracefully.

Understand that your Loft no longer suits your needs

As we get older, our needs change. The Loft that you bought as you started your family may no longer suit your needs once those kids are grown and move out. Perhaps you’ve gotten a new job and the commute is too long and is making you unhappy. Maybe you or your spouse have mobility issues that make climbing stairs difficult. Or maybe it’s time to care for an elderly parent and you don’t have the room you need. Whatever the reasons, it’s smart to reassess your current needs to see how your Loft is no longer the right one for you. Although it can still make breaking up tough, you’ll at least know that you’re doing the right thing.

Admit that the neighborhood doesn’t feel right anymore

As with people, neighborhoods change, too. As cities and towns grow or shrink, the character of its neighborhoods can change over time. What was once a forest preserve is now a sprawling subdivision. Maybe a new shopping center has been constructed nearby that is sending much more traffic down your street. Perhaps being within walking distance of a school was great when you had kids, but is now more of a nuisance during the school year. Or maybe all your favorite neighbors have left and it just doesn’t have the same sense of community. It’s okay to fall out of love with your neighborhood. But it’s also important to understand why you’ve fallen out of love, so that you can find a new neighborhood that is better for your lifestyle and taste.

Celebrate the time spent there

Just because you’re breaking up with your Loft doesn’t mean the relationship was all bad. This is the place where you’ve made lasting memories, and moving out can sting. Take some time to celebrate your time spent there. Throw a family gathering or invite the neighbors over for coffee. Give people time to reminisce and say goodbye. It will be healing for both you and the people who visited you in this Loft. They made memories there, too, and the break up can also be difficult for them.

Enlist the help of a professional

Finally, it can be helpful to enlist the help of a professional real estate agent when you’re breaking up with your Loft. Just like a married couple that may seek the advice of a counselor, it can ease the burden when you know that you’re getting assistance from someone who understands. An experienced agent can give you expert advice on your Loft’s value, how to market your Loft to new owners, and how to find a new Loft that’s better suited to your needs and lifestyle. All it takes is a phone call to get started.

Compliments of Virtual Results




Is Fall a Good Time to Sell?

2 Nov 2018 · by Virtual Results PubSub

Is Fall a Good Time to Sell?

There are so many questions to ask when you’re selling your Loft. The one that may be at the top of your mind right now is whether or not it’s a good time. While most people tend to think that spring is the ideal season to put your Loft up for sale, that isn’t true for everyone. In fact, fall can be an excellent time to list your Loft. Here are some of the reasons why fall is a good time to sell.

Fewer sellers

Now that the school year is in full swing, there are fewer Lofts on the market. Families with children will often have their big move coincide with the school year to make the transition easier on the kids. By September, most of those Lofts have closed. If you’re putting your Loft on the market now, you’ll have less competition to worry about. This can really work in your favor when negotiating. It can also be a great asset if you’re hoping to close before the end of the year.

Motivated buyers

Remember – people buy and sell Lofts every day of the year. Not all buyers limit their search to the warm spring and summer months. In fact, the buyers you’ll encounter right now tend to be more motivated. While less serious buyers may decide to postpone their search until next year, those who are eager to buy are still looking. That means that even if you’re scheduling fewer showings, the potential buyers who are attending them are more serious.

Shorter sales process

As mentioned above, listing your Loft now can result in a quicker sales process. Since there are generally more transactions happening in the spring in the summer, that can slow down the timeline. However, in the fall, all the professionals you rely on to complete the process aren’t as busy. Your loan can be processed more quickly, the inspection can happen sooner, and you can get to the closing table in a shorter amount of time.

Great atmosphere

Is there anything more comforting than a warm and cozy Loft on a cold and rainy afternoon? Of course, there isn’t! That’s why it can be such an advantage to sell your Loft during the fall. This is a great time for staging. Now is the time to play up all your Loft’s features and show potential buyers how wonderful it will be to live there. If you have a fireplace, use it during your showings. Entice visitors with delicious autumn treats, like hot apple cider or pumpkin bread. Have a pot of simmering potpourri on the stove to infuse the Loft with that wonderful fall scent. Add some decorative touches inside, such as cozy throw blankets and pillows. Buyers will have an easy time imagining themselves in the Loft when you demonstrate just how inviting it can be.

If you’re on the fence about listing in the fall, then know that now is a great time! There are many benefits to selling during this season, and a trusted real estate agent can help you through the process step by step.




4 Prosperity Practices for Loft buyers

19 Oct 2018 · by Virtual Results PubSub

4 Prosperity Practices for Homebuyers

If Loftownership is in your future, then you’re no doubt saving for a down payment. While the Internet is full of practical advice about how to save money for a Loft, how do you cultivate a mindset that makes your financial goals possible? Do you let your own thoughts deter you, thinking that you’ll never save enough? Changing this way of thinking is an integral part of realizing your dreams. Here are four ways to invite prosperity into your life when you’re saving for a Loft.

Keep track of your money

Online banking and automatic bill pay make it easy to lose track of where your money is coming from and going to. The first step in realizing your financial goals is to rack your income. Instead of seeing personal money management as a chore that must be endured, think of it as a reward for your hard work. Be intentional about how much you’re putting away for a down payment, and let yourself enjoy watching it grow. Instead of thinking that you still don’t have enough saved, learn to see each increase as getting one step closer to your goal.

Visualize prosperity

Another important step in practicing prosperity is to spend time each day visualizing what prosperity looks like to you. Imagine finding your ideal Loft, purchasing it, and moving in. What does your new Loft look like? How does it make you feel? Spend time looking through online listings and driving through neighborhoods with beautiful Lofts. Instead of seeing these places as out of reach, what if you instead silently congratulated the Loft owners for creating that reality for themselves? Visualizing prosperity for yourself and celebrating it for others can be a powerful motivator.

Choose your words carefully

One of the most crucial ways to create prosperity is to really pay attention to your words. Focusing on the negative will attract more of the same into your life. Instead of bemoaning your debt, think of that debt as past expenses that allowed you to get something you needed, like an education or even a medical treatment. Instead of telling friends you can’t join them for a night out because you can’t afford it, reframe your response in the affirmative. Tell them you can’t join them because you’re saving for a Loft. Small daily changes in the words you choose to describe your life are incredibly impactful.

Celebrate every dollar

Finally, you will welcome more prosperity into your life if you are grateful for all that you have and receive. Don’t think of it as “just a dollar.” Celebrate that dollar and each dollar that comes your way. For some, wealth comes like an avalanche, like getting a big inheritance or winning the lottery. For others, wealth comes slowly, built one dollar at a time. If you begin to recognize and be grateful every day for what you already have, you will become more empowered to continue.

While these methods can’t substitute for a solid and actionable plan to reach your financial goals, they can be a wonderful compliment. Use these four practices to increase your prosperity and realize your dreams of Loftownership.




The Final Walk-Through

12 Oct 2018 · by Virtual Results PubSub

The Final Walk-Through

You’re so close to closing day, you can practically feel the keys to your new Loft in your hand. But not so fast! There’s one important step that should be completed before you start signing all that paperwork. The final walk-through is your last chance to have a look at the loft and make sure it’s in the condition that has been agreed upon in the contract. While you may be tempted to opt out of the final walk-through, it’s an essential part of the process that should not be overlooked. Here’s what you need to know.

It’s not an inspection

Let’s be perfectly clear – a final walk-through is not an inspection. The loft inspection happens earlier in the process and helps to reveal issues that need to be addressed before closing. The final walk-through is your chance to ensure that all the agreed-upon repairs have been made. It generally occurs anywhere from a few days to 24 hours before the closing and takes about 30 minutes. Your real estate agent should accompany you for the final walk-through.

Bring your contract

There’s going to be quite a bit to take in during the walk-through, and it’s possible you’ll be excited or nervous. Take your contract with you so you can refer to it. That’s your guide to help you remember what was agreed to so you can check to make sure everything is in the appropriate condition.

Check these items

In addition to bringing your contract with you, bring a checklist of things you’ll want to examine so nothing is forgotten. Your list should include:

  • Turn all lights on and off to verify that they are functional.
  • Check to see if any fixtures have been removed that are supposed to stay with the house, like a chandelier.
  • Check the heating and air conditioning to make sure they work.
  • Check all the major appliances.
  • Check all water faucets to make sure they run and that there aren’t any leaks.
  • Flush all the toilets.
  • Open and close all the doors and windows and make sure they all lock.
  • Check storage areas to be sure nothing is being left behind by the seller that wasn’t agreed upon.
  • Visually inspect ceilings, walls, and floors to make sure there are no new leaks, cracks, or other damage.
  • Check garage door openers.
  • Turn on garbage disposal and exhaust fans.

What if there are problems?

So what happens if you discover a problem during the walk-through? Typically, it could delay the closing until those problems are addressed. Another option is for the seller to make financial concessions to the buyer instead of fixing the issue. If those choices don’t pan out, a portion of the proceeds can be held in the escrow account until all the problems have been resolved.

 




Limewashing Exterior Brick

5 Oct 2018 · by Virtual Results PubSub

Limewashing Exterior Brick

Is your Loft’s brick exterior or interior need of a makeover? Try limewashing! This tried and true technique has been used on brick exteriors for hundreds of years, and the finished product gives your home antique curb appeal. Here’s a look at the basics and some information about tackling this as a DIY project.

Limewash basics

The term “limewashing” is often used interchangeably with “whitewashing”, but the two techniques have one key difference. Whitewashing is a process that uses watered down paint to achieve that old world feel. Limewashing, on the other hand, actually uses powdered limestone to create the same effect. Limewashing has been used for centuries to add an extra layer of protection to brick structures, which is why it can add a historical appeal to your home.

Environmentally sound

One of the best reasons to choose limewashing over other techniques is that it’s environmentally safe. Traditional paint can be toxic and produce fumes. Limewashing, however, is free of solvents and petrochemicals. It’s made of natural lime and pigments and has a high pH level, so it’s great for resisting fungal growth and damage from insects.

Inexpensive

Another great reason to choose limewashing when sprucing up your brick exterior is the low cost. You can make your own limewash by mixing hydrated lime with water. A 50-pound bag of hydrated lime can cost as little as $8 from your local home improvement store. You can also purchase limewashing kits that contain everything you need to get started and even specially formulated paints. These will cost you a little more, but if you’re looking for convenience they can’t be beaten.

Easy application

Although nobody is going to tell you that painting the exterior or interior of your loft is an easy job, limewashing is about as simple as it gets. If you’re mixing your own limewash, use an 80/20 ratio of water to lime. Stir until you get a consistency like milk. First, hose down a section of the brick to clean it. The bricks should be clean and wet before applying the limewash. Then apply the limewash with a paintbrush, paint roller or paint sprayer, depending on your preference. The best part is that you can achieve the look you’re going for with only one coat. It’s best to apply limewash on overcast days; otherwise, it can dry too quickly. A slow drying time is key to setting it properly.

Easy maintenance

While limewash will erode over time, it can add to the historic look of a building. If limewash gets dirty, it can’t be cleaned. However, you can easily apply another coat of limewash over the existing coat. Depending on how weathered you’d like the exterior of your home to look, you can expect to apply a fresh coat of limewash every 5-7 years or longer.

Simple to remove

Unlike paint, which can be very difficult to remove from brick, limewash is something that can be removed with relative ease. If you grow tired of the look, the limewash can be removed with a pressure-washer or even with a stiff brush if you don’t mind using a little elbow grease.

So there you have it. If you’re looking to give your brick exterior a facelift, why not try limewashing? This historic technique will produce modern results that you’re sure to love.

 


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